0% Interest Finance on all bikes.

0% Interest Finance at Cycleworks

Get a brand new bike and spread the cost over 6 or 12 months with 0% interest finance at Cycleworks.

Interest free finance is available for six months on purchases over £500 and twelve months when spending over £1000. Please see the example repayments here and give your local shop a call if you’d like to know more.

There is a minimum deposit of 10%, however you can choose to pay a higher deposit if you want to place a smaller amount on finance.

Applying for finance is fast and easy; complete the credit agreement, sign it online and get an instant credit decision. Upon acceptance, pay your deposit and ride your new bike away!


In order to apply for credit with V12 Finance you must:
  • Be at least 18 years of age and under 75 years of age
  • Be either: in full time employment (i.e. 16 hours, or more, per week); or self-employed; or retired and over 50 years of age;or in receipt of an invalidity or disability allowance
  • Be a UK resident
  • Be able to make repayments by direct debit
  • Provide your previous address if you have lived at your current address for less than 3 years


ACT & V12 Retail Finance

We are part of the Ride it Away scheme provided by the Association of Cycle traders & V12 Retail Finance: the UK's only specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest Free Finance and for over 20 years, specialising in Online Finance for the past 10 years, through our long-term dedicated funding lines. Tel: 02920 468900 Email: Address: V12 Retail Finance Limited 20 Neptune Court Vanguard Way Cardiff CF24 5PJ